2026 Year-End Tax Planning

Know your 2026 tax number before December 31.

Don't wait until tax season to find out what you owe. TaxBooksCFO projects your 2026 position now, identifies the legitimate decisions still open to you, and prepares you for the year ahead.

Apply for a Clarity Call Get the readiness checklist

The 2026 planning window closes December 31

Planning versus preparation

Tax preparation looks backward. Tax planning looks forward.

Your return records what already happened. By the time it is prepared, the year has closed and most of the decisions that shape it can no longer be made.

Tax preparation · March to April

Records the prior yearAn accurate account of results that are already final.
You learn what you oweOften with little time to arrange the cash.
Options have closedMost year-end decisions can no longer be made.

Tax planning · Before December 31

Projects your 2026 positionFederal and state, based on your actual numbers.
Shows what is still openFinal payroll, equipment timing, retirement contributions and elections.
Prepares your cashYou know what to set aside before filing season.

What changed

2026 is not 2025.

Several provisions apply for the first time in 2026, so last year's return may be the wrong guide to this year's outcome.

Business owners

Bonus depreciation100% bonus depreciation is now permanent for qualifying property placed in service.
Section 179Higher expensing limits; for most businesses, taxable income is the practical limit.
QBI deductionThe 20% qualified business income deduction is now permanent.
1099 reportingNew information-reporting thresholds for 2026 payments.

Individuals and households

SALT deductionA cap of about $40,400 for 2026, phasing down at higher incomes.
Charitable givingNew deduction rules for itemizers and non-itemizers.
Withholding gapsBonus and RSU withholding often runs below your actual rate.
January 15, 2027The fourth-quarter estimated payment deadline.

How it works

A fixed process, reviewed by licensed professionals.

01ApplyTwo minutes. Tell us about your business or household.

02Clarity CallTwenty minutes, complimentary: your readiness, your books and the areas worth modeling.

03Year-End ProjectionA written 2026 projection, reviewed by a CPA or Enrolled Agent, within five business days.

04Decide and fileAct before December 31, then file your 2026 return without surprises.

Fees

The 2026 Year-End Tax Projection.

Fixed fees, quoted before any work begins. The fee is credited in full toward your 2026 return or a 2027 planning engagement signed by January 31, 2027.

Household$350W-2 earners with side income, rental property or equity compensation; freelancers.

Single owner$750Sole proprietors and single-member LLCs.

Business owner$1,500S corporations and partnerships, with the owner's personal return.

Complex$2,500+Multiple entities, real estate portfolios and multi-state situations.

Apply

Request your 2026 Tax Clarity Call.

A limited number of calls are available through December 12. Projections ordered later may not leave enough time to act before year-end.

Questions

Before you apply.

Is the Clarity Call complimentary?

Yes. It is a twenty-minute review with no obligation. If a full projection is useful, we quote the fixed fee before any work begins.

Do you guarantee tax savings?

No. No one can honestly guarantee an outcome. A projection shows where you stand and which legitimate decisions remain open, based on your facts.

Do you work with clients outside New York?

Yes. TaxBooksCFO serves clients in all 50 states, with work reviewed by CPAs and Enrolled Agents.

What should I have ready?

Your 2025 tax return and a current-year profit and loss statement, or recent pay stubs if you are an employee.

What if I miss December 31?

Some options continue into 2027, including certain contributions and the fourth-quarter estimated payment due January 15. Apply and we will tell you what remains open.